Rates & Fees

Payday Online Cash service is always free. The rates and fees applicable to your loan will be set by your lender. www.paydayonlinecash.com is not a lender and does not provide lending services directly to consumers. Payday Online Cash uses the information you submit to quickly and conveniently connect you with a lender.

Full Disclosure of Terms :- The Truth in Lending Act requires full disclosure of all loan fees and interest rates. Your lender should disclose all fees and rates to you before you accept your loan. If you accept the loan terms, most lenders will direct you to an e-signature page to complete the loan process. Please take the time to read your loan agreement before signing it.

Late Payment Policy :- Lenders may have different policies regarding late payments. Review the late payment policy detailed in your loan agreement before signing. All lenders must abide by applicable laws, rules, and regulations regarding late payment fees. Select your state from the list below to review the laws and regulations governing late payments by a particular state.

Non-payment Policy :-Additional fees or charges may apply in the event that you are unable to repay your loan. paydayonlinecash.com tries to work with reputable lenders dedicated to using lawful, fair and reasonable means to pursue collections of overdue accounts. Find your state in the list down below to review the legal repercussions applicable to you in the case of non-payment.

Loan Renewal Policy :-Loan renewal policies are largely governed by state law. In states where rollovers are allowed, additional interest and late fees can add substantial to your final loan amount, so these should be avoided whenever possible. Find your state’s laws and regulations governing rollovers and extensions from the list below. Read the lender’s terms in considering renewal options before signing the loan agreement.


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You are applying for a loan from paydayonlinecash.com, This service and website is an invitation to send us a loan application, not an offer to make a loan. Applicant is responsible for complying with all statutory obligations regarding obtaining loans by internet that may exist in their state of residence.to provide you with services online, we need your consent to using and accepting electronic signatures, electronic records, and electronic disclosures ("your consent"). This disclosure not only informs you of how you will receive disclosures, notices and information from Payday Online Cash about your account with paydayonlinecash.com ("required information"), but also contains your agreement on those matters.

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